Property damage help, when you need it
Damage happens.
Know what to do next.
Understand the claims process, organize your next steps, and find professionals who can help with property damage and restoration.
Immediate danger? Call 911. We're an information resource, not an emergency service.
Step 1
Make sure everyone is safe, then document what you see.
What happened?
Choose the type of damage
Water damage
Leaks, overflows and appliance failures inside the home.
Fire damage
Structural, contents and heat damage from fire.
Storm damage
Damage from severe weather events.
Wind damage
Lifted shingles, siding and structural damage from high winds.
Fallen trees
Trees or limbs on the house, fence or property.
Flood damage
Rising surface water from outside the home.
Roof damage
Leaks, missing materials or structural roof issues.
Commercial property damage
Damage to offices, retail, industrial or multifamily property.
How it works
Three steps to a clearer path forward
- 1
Tell us what happened
Six quick questions — no account, no street address.
- 2
Get tailored guidance
Safety notes, a next-step checklist and the guides that matter for your situation.
- 3
Connect if you choose
Contact a listed professional directly. Your details only go where you send them.
Professional directory
Search restoration companies, contractors and independently licensed specialists by ZIP, state and service. Credentials are shown only when reviewed.
Search the directoryFree claim organization tools
Keep an incident timeline, damage inventory and task checklist in one private place. Launching soon — create a free account to be first in.
Learn about the organizerClaims guide
Plain-language guides
Before filing a claim
What to Do After Water Damage
A calm, step-by-step look at the first hours and days after a leak or overflow inside your home.
Before filing a claim
What to Do After a House Fire
Practical first steps for the days after a residential fire, from re-entry to documenting losses.
Working with insurers
How the Home Insurance Claims Process Generally Works
An overview of the typical stages of a property claim. Your policy and state rules control the details.
Understanding deductibles
Understanding Insurance Deductibles
What a deductible is, the common types, and where to find yours.
Understanding adjuster roles
Public Adjuster vs. Insurance Company Adjuster
Who adjusters work for, how they are paid and questions to ask.
Documenting property damage
How to Document Property Damage
Photos, video, inventories and records that help you stay organized.
For businesses & property managers
First steps for commercial losses, tenant communication and multi-property coordination.
Commercial resources →Are you a restoration professional?
Create or claim your free listing. Verification is based on reviewed credentials — never on payment.
List your businessFAQ
Common questions
Independent, transparent, and clear about what we are
We are not an insurer, agency, public adjuster, law firm or government agency. Educational content is general information, not advice. Any future sponsored placements will always be labeled. Licensed services are provided only by independently licensed professionals.
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