Working with restoration contractors
What to Ask a Restoration Contractor
Questions that help you compare contractors and avoid surprises.
Editorial status: draft — awaiting expert review. General information only.
Credentials
- Licensing required for this work in your area
- Proof of liability and workers' compensation insurance
- Industry training or certifications, if relevant
Scope and paperwork
- Written, itemized estimate
- Who performs the work
- Permits
- Timeline expectations
Money
- Payment schedule
- What happens if the insurer's estimate differs
- Avoid signing over insurance benefits without understanding the terms
Official resources
This guide is general educational information, not insurance, legal or financial advice. Your policy, insurer and state rules determine what applies to your situation.